/* Visa360World | Homepage sections 24 & 25 | Scoped styles; no changes to existing sections. */
.v360-library,.v360-questions{position:relative;isolation:isolate;overflow:hidden;font-family:Urbanist,sans-serif;color:#072B5D}
.v360-library *, .v360-questions *{box-sizing:border-box}
.v360-library [hidden],.v360-questions [hidden]{display:none!important}
.v360-library-shell,.v360-questions-shell{width:min(1650px,calc(100% - clamp(36px,7vw,130px)));margin:0 auto;position:relative;z-index:1}
.v360-library{padding:clamp(78px,9vw,145px) 0 clamp(72px,8vw,125px);background:#F7F9F8}
.v360-library-lightshape{position:absolute;pointer-events:none;width:780px;height:780px;border:1px solid #dcebe2;border-radius:50%;right:-340px;top:-410px;box-shadow:0 0 0 120px rgba(229,244,233,.32),0 0 0 240px rgba(229,244,233,.17)}
.v360-library-header{max-width:1070px;margin-bottom:55px}
.v360-library-kicker,.v360-questions-overline,.v360-library-mini-label,.v360-questions-rail-kicker{display:block;font-size:12px;letter-spacing:.20em;font-weight:800;text-transform:uppercase;color:#03882B}
.v360-library-kicker{display:flex;gap:13px;align-items:center}.v360-library-kicker>span{width:39px;height:1px;background:#03882B}
.v360-library-signature,.v360-questions-signature{font-family:Parisienne,cursive;font-size:clamp(35px,3.8vw,55px);color:#03882B;line-height:1.35;margin:11px 0 4px}
.v360-library-header h2,.v360-questions-head h2{font-size:clamp(32px,4vw,48px);line-height:1.12;letter-spacing:-.035em;margin:0 0 20px;font-weight:800;color:#072B5D}
.v360-library-lead,.v360-questions-lead{font-size:clamp(17px,1.7vw,20px);font-weight:600;line-height:1.68;max-width:980px;margin:0 0 12px;color:#243d5b}
.v360-library-intro,.v360-questions-intro{font-size:17px;line-height:1.78;color:#475569;margin:0;max-width:990px}
.v360-library-toolbar{display:flex;align-items:center;justify-content:space-between;gap:22px;margin-bottom:29px;padding-bottom:20px;border-bottom:1px solid #dce6e0}
.v360-library-toolbar h3{font-size:19px;margin:0;font-weight:800}
.v360-library-filters{display:flex;flex-wrap:wrap;gap:8px}
.v360-library-filters button{border:1px solid #d4e5db;background:#fff;color:#36526d;font:700 13px Urbanist,sans-serif;padding:11px 17px;border-radius:999px;cursor:pointer;transition:background .3s ease,color .3s ease,transform .3s ease,border-color .3s ease;min-height:43px}
.v360-library-filters button[aria-pressed="true"]{background:#072B5D;color:#fff;border-color:#072B5D}.v360-library-filters button:hover{transform:translateY(-2px);border-color:#03882B}
.v360-library-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(15px,2vw,27px)}
.v360-library-card{position:relative;display:flex;flex-direction:column;min-height:460px;background:#fff;border:1px solid #e1e9e4;border-radius:25px;padding:29px 29px 24px;box-shadow:0 10px 30px rgba(4,33,63,.035);transition:transform .55s cubic-bezier(.18,.7,.25,1),box-shadow .5s ease,border-color .4s ease;overflow:hidden}
.v360-library-card:hover{transform:translateY(-8px);border-color:#b8dcc4;box-shadow:0 24px 60px rgba(4,33,63,.09)}
.v360-library-card::before{content:"";position:absolute;top:0;left:0;height:4px;width:0;background:linear-gradient(90deg,#03882B,#92d3a1);transition:width .7s cubic-bezier(.18,.7,.25,1)}.v360-library-card:hover::before{width:100%}
.v360-library-card-top{display:flex;gap:16px;align-items:center;margin-bottom:27px;position:relative;min-width:0}
.v360-library-card-number{display:grid;place-items:center;width:47px;height:47px;flex:none;border-radius:13px;background:#EDF6F0;color:#03882B;font-size:17px;font-weight:850}
.v360-library-card-tag{font-size:10px;line-height:1.5;letter-spacing:.1em;color:#64748B;font-weight:800;text-transform:uppercase;max-width:220px}
.v360-library-card-corner{position:absolute;width:40px;height:40px;right:-30px;top:-31px;border-radius:0 0 0 100%;background:#dff0e3;opacity:.6}
.v360-library-card-body{flex:1;min-width:0}
.v360-library-card h3{font-size:clamp(23px,2vw,29px);letter-spacing:-.035em;line-height:1.22;color:#072B5D;font-weight:800;margin:0 0 17px}
.v360-library-card-lead{font-size:17px;font-weight:700;color:#1e4b38;line-height:1.55;margin:0 0 11px}
.v360-library-card-summary{font-size:15px;line-height:1.72;color:#475569;margin:0 0 16px}
.v360-library-card-learning{display:flex;gap:10px;align-items:flex-start;color:#4b6372;font-size:14px;line-height:1.62;margin:0 0 22px}
.v360-library-card-learning>span{color:#03882B;flex:none;font-size:16px}
.v360-library-card-foot{border-top:1px solid #e5eee9;padding-top:17px}
.v360-library-card-action{display:flex;align-items:center;justify-content:space-between;gap:12px;color:#007A26;text-decoration:none;font-weight:800;font-size:14px}
.v360-library-card-action span{display:grid;place-items:center;width:33px;height:33px;border-radius:50%;background:#e5f4e9;transition:transform .3s ease,background .3s ease}.v360-library-card-action:hover span{transform:rotate(45deg);background:#cdecd4}
.v360-library-card-extra{display:inline-block;margin-top:9px;color:#475569;font-size:13px;font-weight:700;text-decoration:underline;text-underline-offset:3px}
.v360-library-card-action:focus-visible,.v360-library-filters button:focus-visible,.v360-questions button:focus-visible,.v360-questions a:focus-visible,.v360-library a:focus-visible{outline:3px solid #03882B;outline-offset:4px}
.v360-library-related{margin-top:43px;padding:32px 36px;display:grid;grid-template-columns:1fr 1.25fr;gap:35px;background:#fff;border:1px solid #dee8e3;border-radius:24px}
.v360-library-related h3{font-size:27px;margin:12px 0 10px}.v360-library-related p{color:#475569;line-height:1.65;margin:0}
.v360-library-related ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}.v360-library-related li a{padding:11px 0;border-bottom:1px solid #e7eee9;display:grid;grid-template-columns:1fr auto;gap:2px;color:#072B5D;text-decoration:none}.v360-library-related li a span:first-child{grid-column:1;letter-spacing:.08em;color:#64748B;font-size:11px;text-transform:uppercase}.v360-library-related li a strong{grid-column:1;font-size:15px}.v360-library-related li a span:last-child{grid-column:2;grid-row:1/3;color:#03882B;align-self:center}
.v360-library-official{display:flex;gap:18px;padding:26px 30px;margin-top:35px;background:#EDF6F0;border-left:4px solid #03882B;border-radius:0 18px 18px 0;align-items:flex-start}
.v360-library-official-emblem{display:grid;place-items:center;border-radius:50%;border:2px solid #03882B;color:#03882B;font:900 20px Georgia,serif;width:39px;height:39px;flex:none}
.v360-library-official h3{font-size:20px;margin:0 0 7px}.v360-library-official p{font-size:15px;line-height:1.7;color:#475569;margin:0}
.v360-library-outro{margin-top:45px;display:flex;gap:38px;align-items:center;justify-content:space-between;padding:35px 43px;border:1px solid #d5e6db;border-radius:25px;background:linear-gradient(120deg,#e7f3ea,#fff)}
.v360-library-outro>div:first-child{max-width:825px}.v360-library-outro h3{font-size:clamp(25px,2.5vw,34px);letter-spacing:-.025em;line-height:1.15;margin:11px 0}.v360-library-outro p{color:#475569;font-size:16px;line-height:1.68;margin:0}
.v360-library-actions{display:flex;align-items:center;flex-direction:column;gap:13px;flex:none}.v360-library-actions .button{white-space:normal;text-align:center}.v360-library-secondary{font-size:14px;font-weight:800;color:#072B5D;text-decoration:none}
.v360-library-legal,.v360-questions-legal{margin:21px 0 0;text-align:center;color:#64748B;font-size:13px;line-height:1.55}
/* Visually distinct 'questions desk' editorial design */
.v360-questions{background:#fff;padding:clamp(82px,9vw,138px) 0 clamp(75px,8vw,120px)}
.v360-questions-head{max-width:1090px;margin-bottom:45px}.v360-questions-signature{color:#03882B}.v360-questions-overline{color:#03882B}
.v360-questions-layout{display:grid;grid-template-columns:minmax(250px,.8fr) minmax(0,1.75fr);border-radius:27px;border:1px solid #DEE8E3;box-shadow:0 25px 70px rgba(7,43,93,.055);overflow:hidden;min-height:470px}
.v360-questions-topicrail{padding:38px 30px;background:linear-gradient(158deg,#082e61 0%,#031b3b 100%);color:#fff}
.v360-questions-rail-kicker{color:#a9e5b7;font-size:11px;margin-bottom:25px}
.v360-questions-topics{display:grid;gap:10px}.v360-questions-topics button{text-align:left;width:100%;font:750 17px Urbanist,sans-serif;line-height:1.4;display:flex;align-items:center;justify-content:space-between;gap:12px;background:transparent;color:#eaf4ef;border:1px solid rgba(255,255,255,.15);padding:18px 18px;border-radius:15px;cursor:pointer;transition:background .32s ease,border-color .32s ease,transform .32s ease}
.v360-questions-topics button[aria-pressed="true"]{background:#edf6f0;color:#072B5D;border-color:#edf6f0;transform:translateX(5px)}.v360-questions-topics button:hover:not([aria-pressed="true"]){background:rgba(255,255,255,.09)}
.v360-questions-topics button span:last-child{color:#6ac188;font-weight:900}.v360-questions-topicrail>p{font-size:14px;line-height:1.7;color:#c1d2dc;max-width:300px;margin-top:37px}
.v360-questions-answerdesk{padding:30px clamp(21px,3vw,47px) 30px;background:#fff;min-width:0}
.v360-questions-deskhead{display:flex;justify-content:space-between;gap:12px;border-bottom:1px solid #dce8e0;padding:0 0 20px;color:#64748B;letter-spacing:.13em;font-size:11px;font-weight:800}.v360-questions-deskhead strong{color:#03882B;font-size:13px}
.v360-questions-entry{border-bottom:1px solid #E7ECE9}.v360-questions-entry h3{margin:0;font-size:initial}
.v360-questions-trigger{width:100%;display:flex;align-items:center;gap:20px;background:transparent;border:0;padding:24px 0;text-align:left;cursor:pointer;color:#072B5D;font:800 clamp(16px,1.4vw,20px)/1.45 Urbanist,sans-serif}
.v360-questions-entry-num{flex:none;display:grid;place-items:center;width:37px;height:37px;border-radius:10px;background:#F2F6F4;color:#03882B;font-size:13px}.v360-questions-entry-question{flex:1;min-width:0}
.v360-questions-toggle{display:grid;place-items:center;position:relative;flex:none;width:34px;height:34px;border:1px solid #CFE3D5;border-radius:50%;background:#fff;transition:background .3s ease,border-color .3s ease,transform .4s ease}
.v360-questions-toggle::before,.v360-questions-toggle::after{content:"";width:12px;height:2px;background:#03882B;position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);border-radius:10px;transition:transform .35s ease,background .35s ease}
.v360-questions-toggle::after{transform:translate(-50%,-50%) rotate(90deg)}
.v360-questions-trigger[aria-expanded="true"] .v360-questions-toggle{background:#03882B;border-color:#03882B;transform:rotate(180deg)}
.v360-questions-trigger[aria-expanded="true"] .v360-questions-toggle::before,.v360-questions-trigger[aria-expanded="true"] .v360-questions-toggle::after{background:#fff}
.v360-questions-trigger[aria-expanded="true"] .v360-questions-toggle::after{transform:translate(-50%,-50%) rotate(0)}
.v360-questions-answer{overflow:hidden;transform-origin:top}.v360-questions-answerinner{padding:0 32px 27px 56px;color:#475569;font-size:16px;line-height:1.8}
.v360-questions-answerinner p{margin:0 0 13px}.v360-questions-answerinner p:last-child{margin-bottom:0}
.v360-questions-answerinner ul{padding-left:21px;margin:15px 0 21px}.v360-questions-answerinner li{padding-left:7px;margin:8px 0}.v360-questions-answerinner li::marker{color:#03882B}
.v360-questions-embedded-cta{display:inline-flex;color:#007A26;text-decoration:none;font-size:15px;font-weight:800;margin-top:5px}
.v360-questions-final{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-top:35px;background:#EDF6F0;border-radius:24px;padding:36px 40px}
.v360-questions-final>div:first-child{max-width:900px}.v360-questions-final h3{font-size:clamp(25px,2.5vw,35px);line-height:1.16;letter-spacing:-.03em;margin:12px 0}.v360-questions-final p{font-size:16px;color:#475569;line-height:1.65;margin:0}
.v360-questions-final-actions{display:flex;align-items:center;flex-direction:column;gap:15px;flex:none}.v360-questions-final-actions .button{text-align:center;white-space:normal}.v360-questions-link{font-weight:800;font-size:14px;color:#072B5D;text-decoration:none}
@media(min-width:961px){.v360-library-card:nth-child(2),.v360-library-card:nth-child(5){transform:translateY(10px)}.v360-library-card:nth-child(2):hover,.v360-library-card:nth-child(5):hover{transform:translateY(2px)}}
@media(max-width:1180px){.v360-library-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.v360-library-toolbar{align-items:flex-start;flex-direction:column}.v360-library-outro,.v360-questions-final{align-items:flex-start;flex-direction:column}.v360-library-actions,.v360-questions-final-actions{align-items:flex-start}}
@media(max-width:960px){.v360-questions-layout{grid-template-columns:1fr}.v360-questions-topicrail{padding:28px}.v360-questions-topics{grid-template-columns:repeat(2,minmax(0,1fr))}.v360-questions-topicrail>p{margin:17px 0 0;max-width:none}.v360-library-related{grid-template-columns:1fr}}
@media(max-width:650px){.v360-library-shell,.v360-questions-shell{width:calc(100% - 36px)}.v360-library,.v360-questions{padding:71px 0}.v360-library-header,.v360-questions-head{margin-bottom:28px}.v360-library-grid{grid-template-columns:1fr;gap:16px}.v360-library-card{min-height:auto;padding:25px 23px 21px;border-radius:21px}.v360-library-card h3{font-size:25px}.v360-library-toolbar h3{font-size:18px}.v360-library-filters{gap:7px}.v360-library-filters button{padding:10px 12px;font-size:12px}.v360-library-related,.v360-library-outro,.v360-library-official,.v360-questions-final{padding:25px 22px;border-radius:19px}.v360-questions-topics{grid-template-columns:1fr 1fr;gap:8px}.v360-questions-topicrail{padding:25px 18px}.v360-questions-topics button{font-size:13px;min-height:61px;padding:13px;line-height:1.3}.v360-questions-topics button[aria-pressed="true"]{transform:none}.v360-questions-answerdesk{padding:22px 17px}.v360-questions-deskhead{font-size:10px}.v360-questions-trigger{padding:20px 0;gap:10px;font-size:16px}.v360-questions-entry-num{width:29px;height:29px;font-size:11px}.v360-questions-toggle{width:30px;height:30px}.v360-questions-answerinner{padding:0 3px 24px 39px;font-size:15px}.v360-library-actions,.v360-questions-final-actions{width:100%}.v360-library-actions .button,.v360-questions-final-actions .button{width:100%}.v360-library-lead,.v360-questions-lead{font-size:17px}.v360-library-intro,.v360-questions-intro{font-size:16px}}
@media(prefers-reduced-motion:no-preference){.v360-library [data-v360-245-reveal],.v360-questions [data-v360-245-reveal]{transition:opacity .7s ease,translate .8s cubic-bezier(.22,.72,.22,1)}.v360-library .v360-245-not-visible,.v360-questions .v360-245-not-visible{opacity:0;translate:0 23px}}
@media(prefers-reduced-motion:reduce){.v360-library *, .v360-questions *{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}